For Buyers
Take advantage of this historical market!
√Low prices √ LOW Rates √An abundance of inventory
You'll wish you had bought today
Deciding to Buy a new home is an exciting time in life! Real estate is still a great investment especially for the long term. There are many opportunities for buyers in this market (hence it being a buyer's market). Rates are still low, there are many many homes to choose from and prices have dropped significantly.
Whether your first time buying, moving up, or downsizing making the smart move of choosing a REALTOR® is your first step to ensuring that your new home meets your needs and that your best interests are represented. The great thing is Buyers are represented for FREE. I work with many buyers & my services and experience range from helping you find the best loan officer to finding you the home that best fits your needs and lifestyle & getting you the best price while guiding you through the entire process along the way. I'll help you distinguish the difference between a regular sale, short sale and bank owned property when looking online and also explain the difference of each sale.
I work with Bank owned & pre-foreclosure property sales quite often . There are some great deals awaiting, but these properties are more challenging to work with. My goal is to protect your best interests and help you to reach your goals in this difficult market. Ask me about special financing available to renovate a dingy, cheap, rundown house in to your dream home.
I pride myself in excellent customer service and live by strong core values. I'll take good care of you.
Click here to see what my clients are saying!
How I Can Help
Before you start looking
Closing Costs
- Meet with you to find out your goals and desires. Review properties on the computer together
- Assure that you see all the properties in the area(s) that meet(s) your criteria.
- Guide you through the entire home buying process, from finding homes to look at, to helping you find the best loan officer, and beyond.
- Make sure you don't pay too much for your new home and help you avoid costly mistakes.
- Answer all of your questions about the local market & home buying process
- Act as a mentor, guide and teacher every step of the way.
- Look out for your best interests throughout the transaction.
- Provide a detailed buyers guide to buying a home
- Write your offer on the home of your dreams & negotiate to get the best price
- Arrange details between purchase agreement acceptance & closing & more!
- Act as your life long real estate adviser
Before You Start Looking For Your New Home:
- Check your credit rating. Straighten out any errors before its too late.
- Determine a comfortable monthly budget for your new purchase, including down payment and monthly payment.
- Find a loan program that meets your needs and get pre-qualified (preferably pre-approved).
- Choose an Agent that you trust and who understands your needs and one your feel comfortable with. Someone you like- you'll be spending plenty of time together in the process
- Determine what neighborhood best matches your needs. Drive by the houses you like at different hours of the day to determine what the neighborhoods like.
- Identify important features you need your new home to have.
- Lender fees include charges for loan processing, underwriting, preparation and establishing an escrow account.
- Third-party fees include charges for insurance, title search, and other inspections such as termites.
- Government fees include deed recording and state & local mortgage taxes.
- Escrow and interest fees include homeowner's insurance, loan interest, real estate taxes, and occasionally private mortgage insurance.
- Broker Administration fee- $425
Find out how much your closing costs could be.
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